Steadily Landlord Insurance

Steadily

Steadily is a specialty landlord insurance carrier focused on short-term rental and investment property coverage. They operate as a non-admitted surplus lines carrier and write landlord, STR, and vacant property policies that standard carriers typically decline. Steadily is our primary market for Airbnb, VRBO, and other short-term rental properties.

This is what the claims process actually looks like based on published data and complaint records.

Claims Experience

Streamlined digital-first claims process. Competitive for typical landlord losses (water damage, wind/hail, liability). Less suited for complex claim scenarios requiring heavy adjuster involvement.

Pricing Context

Competitive pricing for landlord and short-term rental risk. Often the fastest path to coverage for Airbnb or VRBO operators where admitted markets decline.

How They Compare

Competes with Foremost, Stillwater, and surplus lines landlord markets. Steadily typically wins on Airbnb/VRBO specifically and on speed-to-bind. Foremost often wins on long-term rental with traditional tenants.