Free · No Obligation

See What Your Policy Actually Covers

Upload your dec page or tell us what you have. We review it, find the gaps, and tell you exactly what it would cost to fix them. No pressure, no hard sell.

Email your dec page (678) 888-1011

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Step 1 : Send us your dec page

Email it to hello@olivecover.com or call us and we can request it directly from your carrier.

Step 2 : We review it within 1 business day

We check coverage limits, exclusions, deductibles, and gaps against your actual risk profile.

Step 3 :You get a straight answer within one business day by email or phone

What you have, what you are missing, and what it costs to fix it. No obligation to change anything.

How a Coverage Review Works

Send us your current policy declarations page or describe your coverage. We review it, run a market comparison if needed, and give you a clear picture of what you have, what you are missing, and what it would cost to fix it. No obligation, no sales pitch.

Share Your Current Coverage

Upload your declarations page or describe your policies. A photo of the first page is enough to get started. We handle personal and commercial coverage.

We Review and Compare

We check your limits, deductibles, exclusions, and coverage gaps against current market options. If something looks off, we tell you directly.

You Get a Clear Answer

We respond within one business day with specific findings. If your coverage is fine, we tell you that. If there are gaps, we show you what it costs to close them.

What We Actually Check

Most policies have at least one gap worth knowing about. Here is what we look at in every review.

⌂

Dwelling and Rebuild Coverage

We check whether your dwelling limit reflects current construction costs. Most Georgia homes insured before 2021 are underinsured by 20 to 40 percent due to rising rebuild costs.

⚑

Liability Limits

Standard homeowners liability of $100,000 and auto liability of 25/50/25 are often inadequate. We check whether your limits are appropriate for your asset base.

✉

Coverage Gaps and Exclusions

Flood, earthquake, and business use are common exclusions in standard policies. We identify which gaps are material to your specific situation.

⚙

Deductible Structure

Georgia wind and hail deductibles are often expressed as a percentage of dwelling coverage. On a $500,000 home, a 2 percent deductible is $10,000 out of pocket before coverage applies.

📋

Commercial Coverage Adequacy

For business owners, we check BOP limits, workers comp compliance, and whether professional liability or cyber exposure is unaddressed.

📈

Market Comparison

If your premium looks high relative to your coverage, we run a comparison across our carrier panel. You may be able to get better coverage for the same price.

FREE REVIEW - NO OBLIGATION

Ready to See What Your Policy Actually Covers?

Send us your dec page or describe your coverage. We review it and tell you exactly what you have, what you are missing, and what it costs to fix it. No pressure, no hard sell.