Independent Insurance Agency

About Olive Cover

We are a licensed P&C agency based in Johns Creek, Georgia. We hold appointments with over a dozen A-rated carriers and work entirely for our clients, not for any one insurance company.

Free Coverage Review Where we do business

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12+ A-Rated Carriers

We shop across all of them for you

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Based in Johns Creek

North Atlanta is our home market

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Licensed & Appointed

Agency NPN 22116940

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Independent Agent

We work for you, not one carrier

Independent Insurance Agency · Johns Creek

Who We Are

Olive Cover is an independent property and casualty insurance agency based in Johns Creek. We hold appointments with over a dozen A-rated carriers and work entirely for our clients, not for any one insurance company.

Free Coverage Review (678) 888-1011 Where we do business

Who We Are

An Independent Agency Working for You

Olive Cover is not owned by an insurance company. We do not represent a single carrier. We hold appointments with over a dozen A-rated carriers across personal and commercial lines, and our job is to find the right coverage at the right price for each client based on their actual situation.

We are based in Johns Creek and serve families and businesses across North Atlanta and beyond. Our core service area covers Johns Creek, Alpharetta, Suwanee, Cumming, Duluth, Lawrenceville, Sugar Hill, and Buford. We know the flood zones, hail risk patterns, and HOA coverage gaps in this market.

When a carrier raises your rates at renewal, we can move your coverage without you needing to find a new agent or start over. That continuity is one of the practical benefits of working with an independent agency.

How We Work

Straight Talk, No Pressure

We start by understanding your situation, not by running a quote. What do you own? What would hurt financially if something went wrong? The answers drive the coverage conversation, not a default package. A lot of North Atlanta families are underinsured in ways they do not realize, particularly on flood, umbrella, and personal property limits.

We will tell you when your current coverage is fine. We will also tell you when there is a gap worth fixing and exactly what it costs to close it. We do not add coverage people do not need.

Responses within one business day. Coverage reviews are typically completed the same day you reach out.

Coverage We Write

Personal and Commercial Lines

Personal Lines

Homeowners, Auto, Umbrella, Renters, Flood, Condo, Landlord (DP-3), Short-Term Rental, Motorcycle, Boat, Collector Auto, Scheduled Articles (jewelry, art, cameras, valuables), Home Business, Farm and Rural Property

Commercial Lines

Business Owners Policy (BOP), General Liability, Workers Compensation, Commercial Auto, Professional Liability (E&O), Cyber Liability, Management Liability (D&O/EPL), Nonprofit Insurance, Habitational

Carriers

A-Rated Carriers Only

We only place business with carriers rated A or better by AM Best. Every carrier we work with has the financial strength to pay claims. We review carrier performance regularly and will move your coverage when a carrier consistently underperforms on claims service or becomes uncompetitive on pricing.

Travelers Progressive Nationwide Safeco The Hartford Openly Hippo Stillwater

Free review · No obligation

Start with a Coverage Review

Send your dec page or describe what you have. We will review it and tell you exactly what you have, what you are missing, and what it costs to close the gaps. No pressure, no obligation.

Free Coverage Review

About Olive Cover

Who We Are

An Independent Agency Working for You

Straight Talk, No Pressure

Personal and Commercial Lines

A-Rated Carriers Only

Start with a Coverage Review

Common questions

What does a free coverage review actually involve?

Is Olive Cover going to try to sell me something?

My renewal went up. Should I shop around?

What is the difference between my insurance carrier and my insurance agent?

Olive Cover