AIG Private Client Insurance

AIG

AIG Private Client Group provides high-net-worth personal lines coverage, rated A Superior. They compete with Chubb for estate-level homeowners, writing guaranteed replacement cost, agreed value personal property, and concierge claims service. AIG writes homeowners, auto, collector auto, and umbrella for high-net-worth clients where Chubb may not be the right fit.

This is what the claims process actually looks like based on published data and complaint records.

Claims Experience

Specialized Private Client adjusters with high-net-worth claim experience. Larger losses often involve specialty adjusters for art, jewelry, or complex structural damage. Service level is calibrated to the client tier.

Pricing Context

Premium pricing reflecting coverage depth and service model. Not a price-competitive option relative to standard market carriers.

How They Compare

Primary affluent market competitors are Chubb and PURE. AIG often wins on limit capacity (higher umbrella limits available) and complex liability structures. Chubb typically wins on coverage breadth for the home itself.