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๐Ÿ‘ Georgia
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OTHER PERSONAL INSURANCE ยท GEORGIA

Other Georgia personal insurance we write but do not have a dedicated page for.

Not every insurance need fits into a standard product category. This page covers the coverages we place regularly that do not have their own dedicated page: identity theft, personal cyber, pet insurance, event cancellation, and miscellaneous inland marine. If you need coverage and are not sure what it is called, start here.

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WHAT'S COVERED

Other Georgia personal coverages we write

Identity Theft and Cyber

Identity restoration and personal cyber for ransomware, online fraud, and social engineering. Often $25 to $75 per year endorsement.

Pet Insurance

Veterinary expenses for dogs and cats: medical, accident, and wellness coverage. Pricing varies by breed, age, and coverage level.

Event and Travel

Wedding cancellation, event liability, articles in transit, and travel medical. Short-term, policy-specific coverage.

Personal Articles Floater

Covers cameras, sports equipment, musical instruments, and laptops worldwide. Broader than the homeowners sub-limits.

Identity Theft and Cyber

Identity restoration and personal cyber for ransomware, online fraud, and social engineering. Often $25 to $75 per year endorsement.

Pet Insurance

Veterinary expenses for dogs and cats: medical, accident, and wellness coverage. Pricing varies by breed, age, and coverage level.

Event and Travel

Wedding cancellation, event liability, articles in transit, and travel medical. Short-term, policy-specific coverage.

Personal Articles Floater

Covers cameras, sports equipment, musical instruments, and laptops worldwide. Broader than the homeowners sub-limits.

IMPORTANT LIMITATIONS

What these policies generally do not cover

Pre-existing conditions (pet)

Pet insurance excludes conditions diagnosed before policy inception. Enroll young, when possible, for the broadest coverage life.

Known losses (event)

Event cancellation does not cover losses that were foreseeable before the policy was bought. A hurricane in the forecast, a venue already in trouble, or an ongoing dispute generally cannot be insured after the fact.

Criminal acts and fraud

Identity theft and personal cyber coverage exclude losses caused by the insured's own criminal acts or fraud. Third-party fraud against the insured is the covered event.

Commercial exposures

These are personal coverages. Business identity theft, commercial event liability, and business travel need commercial products.

IMPORTANT LIMITATIONS

What these policies generally do not cover

Pre-existing conditions (pet)

Pet insurance excludes conditions diagnosed before policy inception. Enroll young, when possible, for the broadest coverage life.

Known losses (event)

Event cancellation does not cover losses that were foreseeable before the policy was bought. A hurricane in the forecast, a venue already in trouble, or an ongoing dispute generally cannot be insured after the fact.

Criminal acts and fraud

Identity theft and personal cyber coverage exclude losses caused by the insured's own criminal acts or fraud. Third-party fraud against the insured is the covered event.

Commercial exposures

These are personal coverages. Business identity theft, commercial event liability, and business travel need commercial products.

OUR CARRIER PANEL

Carriers We Use for This Coverage

All carriers are A-rated by AM Best and appointed in the state. We compare them and recommend the right fit.

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Common questions

GET STARTED

Describe what you need covered. We will tell you if we write it and quote it.

Send a description of the coverage you are looking for. We will confirm whether it is a standard personal lines product we write and recommend the right approach.

Varies by coverage, from $25 per year to several thousand

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