RENTERS INSURANCE · GEORGIA

Renters insurance for Georgia tenants.

Your landlord's property insurance covers the building. It covers nothing inside your unit. Renters insurance is what protects your belongings, covers your liability as a tenant, and pays your hotel if a covered event forces you out. At $15 to $30 per month it is the lowest cost insurance most people can buy.

Free Coverage Review

WHAT'S COVERED

What renters insurance covers

Personal Property Coverage

Covers your personal belongings including furniture, electronics, clothing, and valuables against theft, fire, smoke, and water damage.

Personal Liability

Pays if someone is injured in your rental unit or you accidentally damage a neighbor's property.

Loss of Use

Pays your hotel costs and additional living expenses if a covered event makes your unit temporarily uninhabitable.

IMPORTANT LIMITATIONS

What renters insurance does not cover

Flood damage

Flood damage is excluded. If you rent in a flood-prone area you can add a separate renters flood policy.

Earthquake

Earthquake damage is excluded from standard renters policies.

The building itself

Your landlord's property including walls, floors, and building fixtures is not covered by your renters policy.

OUR CARRIER PANEL

Carriers We Use for This Coverage

All carriers are A-rated by AM Best and appointed in the state. We compare them and recommend the right fit.

No items found.

Common questions

What does a free coverage review actually involve?

You share your current policy or tell us what you have. We review it and tell you what you are covered for, what you are missing, and what it would cost to fix any gaps.

Read full answer →

Is Olive Cover going to try to sell me something?

We are going to tell you what we find. If your current coverage is right we will tell you that. You decide.

Read full answer →

My renewal went up. Should I shop around?

Usually yes, especially if it went up more than 15 percent. We can run quotes across our carrier network within a business day.

Read full answer →

What is the difference between my insurance carrier and my insurance agent?

Your carrier is the company that actually pays your claim. Your agent is who you buy from.

Read full answer →

GET STARTED

Renting in Georgia without coverage?

Renters insurance is the most underused protection in Georgia. Most renters we talk to either don't have it or have it at a level that wouldn't replace their belongings. Send us your situation and we will get you quoted.

$120 to $400 per year for most Georgia renters

Free Coverage Review