What weather risks should North Atlanta homeowners know about?

Hail is the dominant weather risk in North Atlanta, peaking March through June. Most Georgia homeowners policies carry a separate wind/hail deductible expressed as a percentage of Coverage A (dwelling). On a $600,000 North Atlanta home with a 2% deductible, that's $12,000 out of pocket before the carrier pays. A 1% deductible is $6,000. Many homeowners do not realize this until a claim. We review the wind/hail deductible on every placement and explain the trade-off between premium savings and out-of-pocket exposure.