When is workers compensation required in Georgia?

Georgia law requires workers compensation for any business with 3 or more regular employees (full-time, part-time, or seasonal all count toward the threshold). Corporate officers and LLC members count, even if they elect to be exempt from coverage. Penalties for operating without required workers comp include criminal misdemeanor charges, fines up to $10,000, and direct civil liability for workplace injuries. Agricultural workers and some domestic workers are exempt. Nationwide Commercial writes Georgia workers comp with solid loss-control resources for manufacturing, retail, and agricultural accounts.