How does Nationwide handle Georgia hail and wind claims?

Nationwide's NAIC complaint index is well below the national average, and J.D. Power home satisfaction scores are above average. For hail claims, the key factor is your wind/hail deductible. Many Georgia Nationwide policies have percentage-based deductibles (often 1-2% of dwelling coverage). On a $500,000 home that is $5,000-$10,000 out of pocket per hail event before the carrier pays. We review this deductible on every placement and explain the trade-off against premium.