Does motorcycle insurance cover custom parts and aftermarket equipment?

Georgia does not require custom parts and equipment coverage, but standard motorcycle policies cap coverage for aftermarket parts at $3,000 or less. If you have invested significantly in custom exhaust, wheels, seats, or electronics, a custom parts and equipment (CPE) endorsement covers those items at their actual value. The cost is typically $25 to $75 per year for $5,000 to $10,000 of additional coverage.