MY HOME AND FAMILY

I own a home, condo, or rental property

I drive and want real protection, not just minimums

I rent and my landlord's policy does not cover me

Against a Big Loss

One lawsuit could wipe out everything I have built

Against Flooding

My standard policy covers zero flood damage

My Rental Income

I rent out a property and need landlord coverage

Not sure what you need? Free Coverage Review

See all personal coverage →

MY BUSINESS

My Business Property and Liability

I need one policy that covers my business basics

Against a Customer Claim

Someone got hurt or I caused damage to their property

My Business Vehicles

My personal auto policy does not cover business use

Workers comp is required for most employers

Against a Data Breach

A cyberattack could cost my business $200,000 or more

My Professional Work

My advice or service caused a loss and I am being sued

Not sure what your business needs? Free Coverage Review

See all business coverage →

Not sure where to start? Start free review

We shop all of these for you. You see every option.

12 A-rated carriers. One independent agent. No loyalty to any single company.

PERSONAL

TravelersComplex homes ProgressiveAuto bundling NationwideBroad coverage SafecoMid-range homes OpenlyHigh value homes HippoNewer construction

COMMERCIAL

TravelersBroad commercial The HartfordSmall business NationwideMid-market CNAProfessional liability HanoverComplex risks AIGHigh value risks

How do these carriers actually compare? View all carriers

What are you trying to figure out?

Understand Your Coverage

Plain English guides on what policies cover and what they do not

Get a Specific Question Answered

500+ questions answered without insurance jargon

Know Your State's Rules

Coverage requirements vary by state. Find what applies to you

🍑 Georgia

Free Coverage Review

Commercial

Does GL cover damage to a client's property I'm working on?

Usually no. The standard GL policy excludes damage to property in your care, custody, or control while you are working on it. Contractors working on a client's home or office need installation floater or care, custody, and control coverage to fill this gap. This is one of the most common and expensive exclusions to miss.

Have a question we did not answer?

We respond within 1 business day. No obligation.

Free Coverage Review