What specialty commercial coverages do Georgia businesses commonly need?

Other commercial insurance refers to specialty coverages that do not fit neatly into BOP, GL, workers comp, or commercial auto. The most common Georgia specialty commercial needs are: commercial umbrella (excess liability above primary limits), inland marine (tools, equipment, cargo in transit), liquor liability (required for any business that serves alcohol), contractor's equipment and builder's risk, surety bonds (required for licensed contractors), employment practices liability, directors and officers liability, and cyber liability. We identify which specialty coverages apply to your specific operation before making any recommendations.