What commercial coverage do Georgia businesses need beyond BOP and GL?

Beyond BOP and GL, the most common Georgia specialty commercial needs are: commercial umbrella for businesses with significant liability exposure or contract requirements above $1M; inland marine for tools, equipment, and property in transit; liquor liability for restaurants, bars, and caterers; contractors equipment floater for job sites; surety bonds for licensed contractors; and employment practices liability for businesses with 10 or more employees. We identify which of these apply to your specific operation before recommending any.