What liability limits should I carry on a Georgia motorcycle policy?

We recommend at least 100/300/100 for any Georgia rider. Georgia's minimum (25/50/25) can be exhausted by a single serious injury. If you also carry an umbrella policy, confirm your motorcycle is listed as an underlying vehicle. Some umbrella policies exclude motorcycles unless specifically scheduled, meaning a serious motorcycle accident that exceeds your policy limit would not be picked up by the umbrella if the bike was not listed.