Commercial
Georgia's WARN Act and various state labor laws create termination exposure, but they are less aggressive than many other states. The most common EPL triggers for Georgia businesses are: wrongful termination claims (particularly post-COVID layoffs and restructurings), racial or gender discrimination allegations, retaliation claims after internal complaints, and ADA accommodation disputes. Most Georgia businesses with 15 or more employees should carry EPL. The $1,500 to $3,000 annual EPL premium prevents the need to self-fund $150,000 to $300,000 in defense costs on a single claim.
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