Does my Georgia homeowners policy cover dog bites?

Most Georgia homeowners policies include dog bite liability under the personal liability section up to your policy limit. However, some carriers exclude specific breeds considered high-risk. If your breed is on a carrier's exclusion list, they may decline to write your policy, exclude the dog, or require a separate animal liability endorsement. Disclose your dog breed when applying for coverage. A bite claim without coverage can easily exceed $50,000.