How can I actually use my classic car on a collector auto policy?

Collector auto policies typically allow driving to car shows, exhibitions, club events, pleasure drives, and occasional local trips. They do not allow commuting, regular errand use, or using the collector vehicle as a primary driver. Annual mileage limits vary by carrier, typically 2,500 to 5,000 miles. If you want to drive your classic more regularly, you need a standard auto policy on it, which means accepting actual cash value rather than agreed value. We match the policy type to how you actually use the vehicle.