How does adding a teen driver affect my Georgia auto insurance?

Adding a licensed teen driver to a Georgia auto policy typically increases premium 50 to 150 percent depending on the carrier, the teen's driving record, and the vehicle they drive. Teen drivers represent the highest risk category in auto underwriting. Two strategies that help: a good student discount (usually requires a 3.0 GPA and saves 5 to 15 percent), and a telematics or monitored driving program (Snapshot, DriveWise, etc.) that can earn meaningful discounts for documented safe driving. Assigning your teen to an older, less expensive vehicle rather than a newer financed car also reduces the impact.