What are Georgia's minimum auto insurance requirements?

Georgia minimum auto liability is 25/50/25: $25,000 per person bodily injury, $50,000 per accident bodily injury, $25,000 property damage. These are among the lowest minimums in the country and a serious accident exhausts them quickly. Georgia is a fault state, meaning the at-fault driver's insurance pays. If you exhaust limits, you are personally liable for the rest. Most North Atlanta families should carry 100/300/100 or higher with an umbrella. Uninsured motorist coverage is not required but roughly 1 in 8 Georgia drivers is uninsured, so we strongly recommend it.