Will my Branch premium go up significantly at renewal?

Yes, this is a pattern we have seen with Branch and other digital-first carriers. Branch often quotes sharply at initial placement but some policies see notable rate increases at first renewal. We review every Branch renewal against the full market (Safeco, Travelers, Nationwide, Progressive) and rewrite you to another carrier if Branch has become uncompetitive. That is part of what you are paying us for: ongoing market comparison, not a one-time placement and walk away.