US Assure is the leading builders risk insurance specialist in the United States, with a direct appointment relationship with Olive Cover. They write course-of-construction coverage for new construction, renovations, additions, and developer projects. For Georgia general contractors, owner-builders, and homeowners undertaking construction, US Assure is typically the primary builders risk market. Underwritten through Zurich North America with AM Best A+ Superior backing.

BOP Appetite

Not a BOP carrier. Builders risk specialist.

Industry Classes

General contractors, residential and commercial construction, renovations, additions, multi-unit developments, and owner-builder projects

Do We Work With Them?

Yes, direct appointment for Georgia builders risk placements.

Quick qualifier

Is This Carrier Right for Your Business?

✓ Best Fit Profile

Georgia general contractors, developers, and owner-builders who need course-of-construction coverage for new builds, renovations, and additions during the construction period.

⚠ Not the Right Fit If...

Completed buildings or business operations without active construction. US Assure is a builders risk specialty carrier, not a general commercial lines insurer.

✓ Strengths

Direct appointment with the leading US builders risk specialist provides Georgia construction projects with specialty underwriting and pricing.

Underwritten through Zurich North America with AM Best A+ Superior financial backing.

Online quote and bind platform for routine builders risk placements with fast turnaround.

⚠ Weaknesses

Builders risk only. No coverage for completed operations, primary commercial property, or general liability beyond the builders risk policy.

Project duration limits typical to 12 months with extension options for longer projects.

Coverage gaps between builders risk policy expiration and the permanent property policy effective date require careful coordination; a lapse between the two creates an uninsured window that most project owners overlook

Claims

What Happens When You File a Claim

Specialty builders risk claims handling with adjusters experienced in construction-phase losses including theft, vandalism, water damage from construction, weather, and fire. Their claims process is purpose-built for construction project losses.

Pricing

What It Typically Costs

US Assure is a leading builders risk specialist with competitive pricing for both residential and commercial construction projects across most size ranges. They are the market to start with for active construction coverage.

Comparison

How They Compare

Primary Georgia competitors for builders risk are inland marine carriers like Zurich (direct), Travelers Inland Marine, and specialty markets through wholesalers. US Assure typically wins on residential and small commercial builders risk for routine placements; Zurich and Travelers compete on larger commercial construction.

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Coverage

Commercial Lines We Place With This Carrier

Coverage type

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US Assure Builders Risk Insurance

US Assure

BOP Appetite

Industry Classes

Is This Carrier Right for Your Business?

✓ Strengths

⚠ Weaknesses

What Happens When You File a Claim

What It Typically Costs

How They Compare

We shop multiple carriers to find your best fit.

Commercial Lines We Place With This Carrier

Compare Commercial Coverage for Your Business

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