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Coalition Cyber Insurance

Technology-forward cyber insurance with active threat monitoring and purpose-built claims response.

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Financial Strength

A Excellent (underwriting partners Swiss Re and Ascot Group)

Revenue Appetite

Writes small business through mid-market; core appetite $500K-$250M revenue

Key Industries

Technology, professional services, healthcare, financial services, retail, manufacturing, education, nonprofits

Coalition

Coalition is the leading technology-forward cyber insurance carrier. Unlike traditional cyber products, Coalition combines insurance with active risk management (continuous monitoring of your domain, DNS, and systems for vulnerabilities). When they detect a threat pre-breach, they notify and help remediate. Post-breach, their claims team includes forensic investigators, ransomware negotiators, and breach coach attorneys. For Georgia businesses serious about cyber exposure, Coalition is often our first recommendation.

BOP Appetite

Not a BOP carrier; cyber-only

Industry Classes

Technology, professional services, healthcare, financial services, retail, manufacturing, education, nonprofits

Do We Work With Them?

Yes

Quick qualifier

Is This Carrier Right for Your Business?

✓ Best Fit Profile

Georgia businesses that want cyber insurance paired with active threat monitoring and a purpose-built incident response team. Our first recommendation for any business serious about cyber risk.

⚠ Not the Right Fit If...

Businesses without meaningful digital operations or data handling, or companies that want indemnity-only coverage without active security management involvement.

✓ Strengths

Active continuous monitoring of your digital footprint identifies threats before they become breaches

Purpose-built claims team with forensic investigators, ransomware negotiators, and breach coach attorneys

Covers ransomware payments (where legal), business interruption from cyber, fraudulent funds transfer, and regulatory fines

⚠ Weaknesses

Standalone cyber is typically more expensive than cyber-as-endorsement on a BOP

Cyber-only; does not bundle with BOP, workers comp, or other commercial lines

Coverage terms on cyber policies are complex and vary significantly between insurers; comparison shopping requires careful reading of exclusions, not just price

Claims

What Happens When You File a Claim

Purpose-built for cyber claims. Includes 24/7 incident response hotline, forensic investigation, ransomware negotiation, breach notification services, legal counsel, and regulatory fine coverage. Genuinely differentiated from cyber as-an-endorsement on BOP policies.

Pricing

What It Typically Costs

Coalition is competitive for cyber liability on smaller commercial accounts, particularly when the active monitoring service is valued alongside the indemnity coverage.

Comparison

How They Compare

Primary Georgia competitors are Travelers cyber, Hartford cyber, CNA cyber, and Cowbell. Coalition typically wins on active monitoring, claims expertise, and technology-forward experience. Travelers/Hartford win on bundled pricing when cyber is an add-on to BOP rather than standalone.

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Coverage

Commercial Lines We Place With This Carrier

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Common questions

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