General

Is RV insurance required in Georgia?

Motorized RVs (Class A, B, or C motorhomes) require liability insurance just like personal auto, with Georgia minimums of 25/50/25. Travel trailers, fifth-wheels, and pop-up campers technically borrow liability from the towing vehicle's auto policy, but standalone RV coverage for the trailer's physical damage, personal effects, and vacation liability is strongly recommended. Most lenders financing RV purchases also require comprehensive and collision coverage as a condition of the loan. Beyond the minimums, RV owners typically carry higher liability limits (100/300/100 or umbrella-backed) because motorhome crashes can produce significant injury claims.

Have a question we did not answer?

We respond within 1 business day. No obligation.

Free Coverage Review

Have you ever checked if you have roadside?

Is RV insurance required in Georgia?

Olive Cover