Homeowners
Manufactured home insurance pricing in Georgia depends on home replacement cost, year of manufacture, location (metro Atlanta, north Georgia, coastal, or rural), roof age and condition, anchoring quality, and claims history. A newer double-wide in a mobile home park with current anchoring and a 5-year-old roof might run $700 to $1,200 annually. An older single-wide with an aging roof or coastal location can run $1,500 to $2,500 or more. Bundling with auto can reduce premium 10 to 20 percent. Some Georgia counties have higher wind exposure that adds to base rates.
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