Olive Cover Insurance
AboutFree Coverage Review
← All Insurance Questions

General

How is identity theft insurance different from credit monitoring?

Credit monitoring services watch your credit file and alert you to new accounts or hard inquiries. They are detection, not coverage. Identity theft insurance pays the actual cost of recovering from fraud after it happens. The two are complementary. Many homeowners policies include both as an endorsement bundle, with the monitoring providing early warning and the insurance providing financial protection for the cleanup.

Have a question we did not answer?

We respond within 1 business day. No obligation.

Free Coverage Review