NONPROFIT INSURANCE · GEORGIA

Insurance for Georgia nonprofits and charitable organizations.

Georgia nonprofits face the same liability, property, and employment exposures as any business but have specific coverage needs around volunteers, board governance, and program activities. Standard commercial programs often miss key exposures that nonprofit-specific carriers address.

Free Coverage Review

WHAT'S COVERED

What nonprofit insurance covers

Directors and Officers (D&O)

Pays defense costs and damages if board members or officers are sued for decisions made on behalf of the organization.

Employment Practices Liability (EPLI)

Covers claims of wrongful termination, discrimination, and harassment by employees or volunteers.

General Liability

Pays if a client, visitor, or third party is injured at your facility or because of your programs.

IMPORTANT LIMITATIONS

What nonprofit insurance does not cover

Volunteer injury coverage gaps

Volunteer injuries may require specific endorsements depending on the carrier.

Professional errors in programs

Professional services and program-related errors require a separate professional liability policy.

Intentional acts

Intentional acts by board members or officers are excluded.

OUR CARRIER PANEL

Carriers We Use for This Coverage

All carriers are A-rated by AM Best and appointed in the state. We compare them and recommend the right fit.

No items found.

Common questions

What does a free coverage review actually involve?

You share your current policy or tell us what you have. We review it and tell you what you are covered for, what you are missing, and what it would cost to fix any gaps.

Read full answer →

Is Olive Cover going to try to sell me something?

We are going to tell you what we find. If your current coverage is right we will tell you that. You decide.

Read full answer →

My renewal went up. Should I shop around?

Usually yes, especially if it went up more than 15 percent. We can run quotes across our carrier network within a business day.

Read full answer →

What is the difference between my insurance carrier and my insurance agent?

Your carrier is the company that actually pays your claim. Your agent is who you buy from.

Read full answer →

GET STARTED

Running a Georgia nonprofit without proper coverage?

Nonprofit insurance has specific requirements that differ from standard commercial programs. Send us your organization details and we will find carriers that specialize in nonprofit and social services.

$900 to $3,500 per year for most Georgia nonprofits

Free Coverage Review