MOTORCYCLE INSURANCE · GEORGIA

Motorcycle insurance for Georgia riders.

Georgia requires motorcycle liability insurance. Beyond the minimum, comprehensive coverage, accessory coverage, and uninsured motorist protection matter on a bike where the rider has far less physical protection than in a car.

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WHAT'S COVERED

What motorcycle insurance covers

Liability Coverage

Pays for injuries and property damage you cause others while riding. Georgia requires a minimum but most riders should carry more.

Collision and Comprehensive

Collision covers damage from accidents. Comprehensive covers theft, vandalism, weather, and fire.

Accessories and Safety Gear

Covers gear, helmets, and custom accessories added to the bike.

IMPORTANT LIMITATIONS

What motorcycle insurance does not cover

Racing and track events

Track days, racing events, and timed speed contests are excluded from personal motorcycle policies.

Commercial delivery or rideshare use

Using the motorcycle for food delivery, rideshare, or other commercial purposes is excluded.

Mechanical breakdown

Wear and tear, mechanical failure, and maintenance issues are excluded.

OUR CARRIER PANEL

Carriers We Use for This Coverage

All carriers are A-rated by AM Best and appointed in the state. We compare them and recommend the right fit.

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Common questions

What does a free coverage review actually involve?

You share your current policy or tell us what you have. We review it and tell you what you are covered for, what you are missing, and what it would cost to fix any gaps.

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Is Olive Cover going to try to sell me something?

We are going to tell you what we find. If your current coverage is right we will tell you that. You decide.

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My renewal went up. Should I shop around?

Usually yes, especially if it went up more than 15 percent. We can run quotes across our carrier network within a business day.

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What is the difference between my insurance carrier and my insurance agent?

Your carrier is the company that actually pays your claim. Your agent is who you buy from.

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GET STARTED

Riding in Georgia? Make sure you have the right coverage.

Georgia motorcycle insurance rates vary significantly across carriers. Send us your bike details and riding history and we will compare options.

$280 to $850 per year for most Georgia motorcycles

Free Coverage Review