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GENERAL LIABILITY INSURANCE · GEORGIA

General liability insurance for Georgia businesses.

General liability insurance is the foundation of commercial coverage for Georgia businesses. It pays when your business operations cause bodily injury or property damage to a third party. Most commercial leases, contracts, and client agreements require a minimum GL limit.

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WHAT'S COVERED

What general liability insurance covers

Bodily Injury Liability

Pays if a customer, vendor, or third party is injured at your business or because of your business operations.

Property Damage Liability

Pays if your business operations accidentally damage someone else's property.

Personal and Advertising Injury

Pays if your business is accused of libel, slander, copyright infringement, or false advertising.

IMPORTANT LIMITATIONS

What general liability does not cover

Professional errors and advice

Professional services, advice, and errors are excluded from GL. Professional liability is a separate coverage.

Employee injuries

Employee injuries are excluded from GL. Workers comp is the required coverage for employee injuries in Georgia.

Your own property damage

Damage to your own property is excluded from GL.

OUR CARRIER PANEL

Carriers We Use for This Coverage

All carriers are A-rated by AM Best and appointed in the state. We compare them and recommend the right fit.

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Common questions

What does a free coverage review actually involve?

You share your current policy or tell us what you have. We review it and tell you what you are covered for, what you are missing, and what it would cost to fix any gaps.

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Is Olive Cover going to try to sell me something?

We are going to tell you what we find. If your current coverage is right we will tell you that. You decide.

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My renewal went up. Should I shop around?

Usually yes, especially if it went up more than 15 percent. We can run quotes across our carrier network within a business day.

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What is the difference between my insurance carrier and my insurance agent?

Your carrier is the company that actually pays your claim. Your agent is who you buy from.

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GET STARTED

Running a Georgia business without general liability?

GL is the foundation of every commercial insurance program. If you run any business operations in Georgia and don't have it, send us the details and we will get you covered.

$400 to $1,800 per year for most Georgia small businesses

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