CYBER LIABILITY INSURANCE · GEORGIA

Cyber liability insurance for Georgia businesses.

60% of small businesses that suffer a major cyberattack close within six months. Georgia businesses face data breach, ransomware, and phishing exposures that standard BOP and GL policies exclude entirely. Cyber liability insurance is the gap filler between a security incident and a business failure.

Free Coverage Review

WHAT'S COVERED

What cyber liability insurance covers

Data Breach Response

Pays costs to notify affected individuals, provide credit monitoring, and respond to regulatory inquiries after a data breach.

Ransomware and Extortion

Pays the ransom, recovery costs, and business interruption losses from a ransomware event.

Business Interruption

Pays revenue lost and extra expenses incurred when a cyber event takes your business systems offline.

IMPORTANT LIMITATIONS

What cyber liability does not cover

Physical hardware damage

Physical damage to computer hardware from fire, theft, or physical causes is excluded from cyber policies and covered by property insurance instead.

Bodily injury from cyber events

Bodily injury caused by cyber events is excluded from most standalone cyber policies.

Intentional acts by the insured

Intentional cyberattacks carried out by the insured are excluded.

OUR CARRIER PANEL

Carriers We Use for This Coverage

All carriers are A-rated by AM Best and appointed in the state. We compare them and recommend the right fit.

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Common questions

What does a free coverage review actually involve?

You share your current policy or tell us what you have. We review it and tell you what you are covered for, what you are missing, and what it would cost to fix any gaps.

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Is Olive Cover going to try to sell me something?

We are going to tell you what we find. If your current coverage is right we will tell you that. You decide.

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My renewal went up. Should I shop around?

Usually yes, especially if it went up more than 15 percent. We can run quotes across our carrier network within a business day.

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What is the difference between my insurance carrier and my insurance agent?

Your carrier is the company that actually pays your claim. Your agent is who you buy from.

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GET STARTED

Does your Georgia business store customer data or process payments?

Most small Georgia businesses store customer data. A single breach can cost $100,000 or more to remediate. Send us your business details and we will compare cyber carriers and explain what coverage makes sense for your size.

$600 to $4,000 per year for most Georgia small businesses

Free Coverage Review