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Loss of Use

Loss of use coverage pays your extra living expenses when a covered loss makes your home uninhabitable, such as hotel stays, temporary rentals, restaurant meals, and pet boarding while repairs are completed.

Pays the extra cost of living somewhere else when your home is uninhabitable after a covered loss. Example: a fire forces your family into a rental for four months. Loss of use covers the $3,200 monthly rent above your normal mortgage cost, plus restaurant meals over your usual grocery spend, plus pet boarding for the dog.