AboutFree Coverage Review

← All Insurance Questions

Auto

What is uninsured motorist coverage?

Uninsured motorist (UM) coverage pays your medical bills and lost wages when you are hit by a driver who carries no insurance. Roughly one in eight drivers on US roads is uninsured. Without UM, your only option is to sue the at-fault driver directly -- often someone with no assets to recover from. In Georgia, UM coverage is optional but strongly recommended. Underinsured motorist (UIM) coverage handles the gap when the at-fault driver has insurance but not enough.

Have a question we did not answer?

We respond within 1 business day. No obligation.

Free Coverage Review

Olive Cover

Independent insurance for families, homeowners, and businesses. We work for you, not one insurance company.

(678) 888-1011 · 888-OLIVE10 hello@olivecover.com

6470 East Johns Crossing, Suite 160,
Johns Creek, GA 30097 · office visits by appointment only

Mon-Fri 9am-6pm ET · phone, video, or email

Personal Lines

Homeowners Insurance Auto Insurance Home + Auto Bundle Renters Insurance Flood Insurance Landlord Insurance Umbrella Insurance

Commercial Lines

Business Owners Policy General Liability Professional Liability Commercial Auto Workers Compensation

Company

About Olive Cover Our Carriers FAQ Claims Insights Where We Do Business Contact Insurance Terms

Olive Insurance Services, LLC dba Olive Cover. Licensed Georgia P&C Insurance Agency. Agency NPN: 22116940 | NPN: 2790083. 6470 East Johns Crossing, Suite 160, Johns Creek, GA 30097. Olive Cover is a brand of Olive Insurance Services, LLC, a subsidiary of Olive Financial Services, Inc. © 2026 Olive Insurance Services, LLC. All rights reserved.

Privacy Policy Terms of Service Licensing