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Umbrella

What is an umbrella policy?

A personal umbrella policy is a liability policy that sits above your existing auto and homeowners coverage and pays after those underlying limits are exhausted. A $1 million umbrella typically costs $150 to $300 per year and protects your savings, home equity, and future earnings from large lawsuits. It also covers certain situations your underlying policies exclude, like defamation claims. Most people with any meaningful assets should carry at least $1 million.

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Olive Cover

Independent insurance for families, homeowners, and businesses. We work for you, not one insurance company.

(678) 888-1011 · 888-OLIVE10 hello@olivecover.com

6470 East Johns Crossing, Suite 160,
Johns Creek, GA 30097 · office visits by appointment only

Mon-Fri 9am-6pm ET · phone, video, or email

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Olive Insurance Services, LLC dba Olive Cover. Licensed Georgia P&C Insurance Agency. Agency NPN: 22116940 | NPN: 2790083. 6470 East Johns Crossing, Suite 160, Johns Creek, GA 30097. Olive Cover is a brand of Olive Insurance Services, LLC, a subsidiary of Olive Financial Services, Inc. © 2026 Olive Insurance Services, LLC. All rights reserved.

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