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General

What is an insurance premium?

A premium is the amount you pay for your insurance coverage, billed monthly, semi-annually, or annually. It is the cost of keeping your policy active regardless of whether you file a claim. Carriers set your premium based on your risk profile -- driving record, claims history, property age and condition, credit score in most states, and the coverage limits and deductibles you select.

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Olive Cover

Independent insurance for families, homeowners, and businesses. We work for you, not one insurance company.

(678) 888-1011 · 888-OLIVE10 hello@olivecover.com

6470 East Johns Crossing, Suite 160,
Johns Creek, GA 30097 · office visits by appointment only

Mon-Fri 9am-6pm ET · phone, video, or email

Personal Lines

Homeowners Insurance Auto Insurance Home + Auto Bundle Renters Insurance Flood Insurance Landlord Insurance Umbrella Insurance

Commercial Lines

Business Owners Policy General Liability Professional Liability Commercial Auto Workers Compensation

Company

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Olive Insurance Services, LLC dba Olive Cover. Licensed Georgia P&C Insurance Agency. Agency NPN: 22116940 | NPN: 2790083. 6470 East Johns Crossing, Suite 160, Johns Creek, GA 30097. Olive Cover is a brand of Olive Insurance Services, LLC, a subsidiary of Olive Financial Services, Inc. © 2026 Olive Insurance Services, LLC. All rights reserved.

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