BOP

What does a BOP (Business Owners Policy) cover?

A Business Owners Policy (BOP) is a bundled small-business policy that combines property and liability coverage in one contract, often with optional add-ons like business income, equipment breakdown, and cyber. Typically priced lower than buying property and liability separately. Common for small offices, retail, restaurants, and many service businesses. A small accounting office with a $500,000 BOP gets office contents, business interruption, and general liability under one policy and one renewal date. See our Insurance Terms page at /insurance-terms.

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What does a BOP (Business Owners Policy) cover?

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