Carrier
Stillwater fills the gap when standard admitted carriers decline a risk. They write homes with older roofs, properties with one or two prior claims, non-standard construction types, and homes in areas where standard carriers have reduced their appetite. Stillwater is not typically the cheapest option for a standard suburban home -- they are the right choice when the alternatives are a declination or a much higher-cost surplus lines policy. For Olive Cover clients in North Atlanta with aging roofs or older construction, Stillwater is often the solution when Travelers, Nationwide, and Openly all decline.
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