
Most people who think they do don't. We can check your current policy and tell you exactly what's covered.
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No. Personal auto policies specifically exclude commercial and delivery use. When you are logged into a rideshare or delivery app, your personal policy will not cover an accident. Uber and Lyft provide some coverage during active trips but there are gaps, particularly during Period 1 when the app is on but no passenger has been matched. A rideshare endorsement or commercial auto policy is needed for proper coverage.
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Olive Insurance Services, LLC dba Olive Cover. Licensed Georgia P&C Insurance Agency. Agency NPN: 22116940 | NPN: 2790083. 6470 East Johns Crossing, Suite 160, Johns Creek, GA 30097. Olive Cover is a brand of Olive Insurance Services, LLC, a subsidiary of Olive Financial Services, Inc. ยฉ 2026 Olive Insurance Services, LLC. All rights reserved.