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What should Sugar Hill homeowners know about their insurance needs?

Sugar Hill is in Gwinnett County, primarily residential with a mix of established and newer neighborhoods. Like most of North Atlanta, homeowners face wind and hail exposure from severe spring storms and should verify dwelling replacement cost limits are current -- construction costs in Gwinnett have risen substantially since 2020. Sugar Hill residents near Lake Lanier or its coves should also check whether their flood zone designation requires a separate flood policy, as some cove properties carry flood risk that standard homeowners policies do not cover.

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