Georgia law requires minimum liability coverage of 25/50/25 under O.C.G.A. 33-34-4: $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage. These minimums were set in 1992 and most insurance professionals recommend significantly higher limits. Current medical and repair costs far exceed what 1992 minimums cover. 100/300/100 is a common recommendation for Georgia drivers.

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