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Does Georgia require workers compensation insurance?

Yes, with a specific threshold. Georgia requires employers to carry workers compensation insurance if they have three or more employees including part-time workers, under O.C.G.A. 34-9-2. Workers compensation disputes in Georgia are handled by the Georgia State Board of Workers Compensation (SBWC) at sbwc.georgia.gov, not the OCI. Employers who fail to carry required coverage face personal liability for workplace injuries.

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