BOP

Does a BOP include business interruption coverage?

Yes. Business interruption coverage -- also called business income coverage -- is typically included in a standard BOP. It pays your ongoing expenses and lost net income when a covered property loss forces a temporary closure. Coverage usually kicks in after a waiting period (commonly 72 hours). Documenting your normal revenue and fixed expenses before a loss is essential -- carriers calculate BI payments from historical financials, and incomplete records result in underpaid claims.

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Does a BOP include business interruption coverage?

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