Auto

What is the difference between collision and comprehensive auto coverage?

Collision pays to repair your vehicle after an accident regardless of fault -- whether you hit another car, a guardrail, or a fixed object. Comprehensive pays for non-collision damage -- theft, vandalism, hail, flood, fire, falling objects, and animal strikes. Both require paying your deductible first. If you have a loan or lease, your lender typically requires both coverages. If your vehicle is older with low market value, the annual cost of both may exceed the car's actual cash value.

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What is the difference between collision and comprehensive auto coverage?

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