WC
BHHC (Berkshire Hathaway Homestate Companies) offers pay-as-you-go workers comp billing that ties premium payments directly to actual payroll reported each period rather than a large upfront deposit. For seasonal businesses or those with variable staffing -- retailers, contractors, landscapers -- this eliminates the cash flow burden of a large deposit and then a separate audit-based adjustment at year end. BHHC's A++ AM Best rating means the financial strength behind this program is among the strongest in the market.
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