Carrier

What is the difference between an admitted and non-admitted carrier?

Admitted carriers are licensed and regulated by the state insurance department. If an admitted carrier becomes insolvent, the state guaranty fund may cover your claim up to statutory limits. Non-admitted (surplus lines) carriers are not licensed in the state but can legally write risks the admitted market declines. They are not backed by the state guaranty fund. Both types can be appropriate -- Olive Cover writes both admitted and surplus lines coverage as needed.

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What is the difference between an admitted and non-admitted carrier?

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